If you are shopping around for auto insurance quotes in Weston, FL then you’ve found the right place! When comparing quotes online, you may save up to $600 on your insurance rates!
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Weston, Florida car insurance requirements
It’s important to note that your insurance policy must be issued by a company licensed to do business in Florida and can not be from another State.
The No Fault insurance law is used in only a few States and Florida is one of them. Most people who move to Weston are not familiar with No Fault insurance. Understanding and knowing Florida No-Fault insurance law will allow you to select the right coverage for you and will also help you if you have to make an insurance claim in the future.
The minimum car insurance requirements in Florida are:
- Personal Injury Protection (PIP) – $10,000
- $10,000 of Property Damage Liability
Personal Injury Protection (PIP) in Weston,Florida
This extension of your car insurance covers you in an accident regardless of who is at fault. Costs incurred through lost wages, medical expenses and other damages are all covered under your PIP policy. In the unfortunate event of death, PIP insurance will payout a $5,000 lump sum..
Property Damage Liability (PDL) in Weston,Florida
This element of your car insurance policy pays for damage you or a family member cause to others while driving. Property may include fences, buildings, other road vehicles or roadside items such as road signs.
Factors that can affect Auto insurance requirements in Weston, Florida
In the State of Florida Bodily Injury Liability (BIL) is not required for everyone, just drivers in the higher risk insurance groups. Drivers who are required to carry SR22 insurance, have a bad driving record or have been at fault in an accident will fall in the high risk insurance category.
It is illegal to drive without car insurance in Weston, FL. Sooner or later you will be caught and may face criminal charges. On top of any fines you may have to pay, you will be also required to have SR22 insurance. The Department of Motor Vehicles can suspend your driving privileges for up to 3 years!
Driving under the influence is another very serious driving offence. A driving under the influence conviction will result in you having to file a FR44 Form. Your insurance rates will increase if you are required to file an SR22 or FR44 form.
Tell me more about Florida No Fault
No-Fault simply means that each driver must have insurance which covers them in the case of an accident but have restricted rights to legally seek recovery for losses caused by the accident. In this way a driver cannot be sued for damages even if they were at fault.
A lot of drivers in Weston, Florida however, are under the impression that their policy will cover all costs.It is important to know that is not the case. Your car insurance policy only covers (up to your insurance limits ) only the medical expenses. If your car or property is damaged, the at fault driver’s insurance should cover the expenses.
Florida No fault car insurance law is intended to reduce lawsuits between drivers. You can only sue the ‘at fault’ party if you are seriously injured or disfigured.
Should I consider any other type of cover for my Weston car insurance policy?
Getting the bare legal minimum cover is not the best idea, according to experts. The reason is that such a low coverage policy will not fully cover you in the event of an accident. To be properly insured always go with higher limits and also add additional cover to your policy. Adding additional cover could include:
- Adding collision and comprehensive coverage.
- Uninsured/Underinsured Motorist insurance coverage.
- Increasing your deductible to help offset some of the additional costs.
Low cost auto insurance in Weston, FL
Many people don’t realize how easy it is to find cheap auto insurance in Weston, FL. The only thing you really have to do is to compare several quotes. Make sure you don’t accept your renewal quote because that’s exactly what your company expects you to do. You are in control because the insurance companies in Weston, FL are doing all they can to attract new customers!
Always check what discounts are available to you as a new customer and what the insurance company can do to win your business.
Discounts are even available for young drivers in Weston. How about getting cheaper quotes because of consitently good grades? As a parent that’s what you may call this a win win situation – your insurer will financially reward your child for good grades!
Seniors drivers can also get discounts and enjoy cheap auto insurance in Weston too. That’s because insurance companies know that seniors don’t drive fast cars recklessly and do less miles per year.
What are you waiting for, compare Weston car insurance quotes NOW and you could save up to $600!
Tags: Weston Auto Insurance Quotes, Weston Florida Auto Insurance, Weston Insurance Requirements
